WHEN IS IT JUST MOLD AND WHEN IS IT SOMETHING ELSE?

Guest Article by:


Felix Martin, P.E., Principal
Marcon Forensics
Orlando, FL

While inspecting the interior of a residential unit, you observe black mold growing on the walls. Is it a sign of poor housekeeping or of more serious problems? Should you consider vacating the unit immediately or ignore it altogether?

Mold infestation is a widely misunderstood malaise, both in terms of overestimating and underestimating its potential danger. Because of this, it is important once mold is encountered to properly assess its source and the remedial action to be taken.

What we know as mold, fungus and mildew are generally the same thing. It is nearly impossible to completely remove molds from the environment. Molds reproduce through microscopic spores that exist in the air around us. At low concentrations, mold and mold spores are not harmful to animals, but molds release allergens and at higher concentrations can produce allergic reactions that may vary greatly from person to person. Generally, young children, the elderly and people with respiratory problems should avoid touching mold or inhaling higher concentrations of mold spores.

When relatively mild, mold infestation may be cleaned with a solution of house chloride mixed with water. Excessive infestation may require removal by mold removal specialists. However, mold removal may be just treatment of the symptom and not a complete solution. Cleaning visible mold may not address the causes for the mold to exist and may prove a short-sighted and expensive misguided solution. 

For mold growth to occur, two things are needed: moisture and an organic food source. Mold growth on an interior wall generally uses the paper cover on the wall drywall as the organic food source. In a typically well conditioned interior air space, there is insufficient air moisture to encourage mold growth. Visible mold growth is a sign of excess moisture. If the source of excess moisture is not removed, simply cleaning the mold will not prevent its return. 

Sources of excess moisture vary. If mold growth is observed at the ceilings or near air conditioning air vents, the cause of the excess moisture may be the mechanical system. Perhaps the air conditioning system is not removing excess moisture or is not running correctly, or the clothes dryer is not properly exhausting moisture. 

Where mold is observed on wall areas near the bottom of exterior wall windows and doors, the excess moisture may be originating from rainwater leaking around the windows into the wall cavity. This is a much more troublesome problem in that if left unaddressed, may cause rotting of structural members inside the wall cavity, requiring extensive and expensive repairs.

If mold exists, it may be insufficient to call a mold removal company, as they generally treat the symptoms and not the disease. Particularly in cases where wall or ceiling mold has been removed and returned, it is important to contact a forensics firm to determine the source of the excess moisture. Only then can potential sources for the excess moisture required for mold growth be identified and an adequate remediation plan put in place.

Court Ruling Favors Victims of Bank Scam - Victory by Levin Tannenbaum

Levin Tannenbaum Litigation Team Wins Court Victory for Victims of Mortgage-Banking FraudCourt ruling favors victims of bank scam
By John Hielscher
Published Sarasota Herald-Tribune: Tuesday, July 21, 2009 at 1:00 a.m.

It took nearly six months, but a federal appeals court has denied motions to reconsider its decision that awarded victim status to hundreds of Coast Bank loan customers.  Those Coast borrowers are now closer to sharing in restitution that will be paid by former Coast banker Philip W. Coon and his co-conspirator loan skimming.

The court's ruling also should help clear the way to imprison Coon, who pleaded guilty to federal charges in November.  Sarasota attorney Alan Tannenbaum, who represents 156 Coast customers, said Monday he was happy to finally get the ruling.

"We hope for a speedy path to having the restitution claims completed, so that the borrowers who have lived with this thing for years can put this behind them," Tannenbaum said.

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Clients with Chinese Drywall Issues

Sarasota Herald-Tribune Article on several of Levin Tannenbaum Clients with Chinese Drywall Issues - for homeowners dealing with Chinese-made drywall, the concerns grow more urgent with the arrival of a new child.

www.heraldtribune.com/apps/pbcs.dll/article

 

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America's Premier Lawyers Series: ABC Radio with Alan Tannenbaum

Alan Tannenbaum was recently a guest speaker on America's Premier Lawyers Series on ABC RADIO, along with Jeff Raizner, of Doyler Raizner LLP. 

You can "LISTEN IN" to our interview by following this link to their website:  "Americas Premier Lawyer Series - Top Verdicts"
 

Defending Victim Rights: Dispute Is Over Coast Verdict

Sarasota Herald Tribune, 1-27-2009  "Dispute Is Over Coast Verdict":  Alan Tannenbaum defending the rights of victims of financial fraud (article posted by Tricia M. Foster)

As part of the plea deal, the government agreed that Coast Bank, not the borrowers, was the single victim of the crime.

But Sarasota attorney Alan Tannenbaum, who represents more than 140 Coast loan customers, convinced the 11th U.S. Circuit Court of Appeals in December that the borrowers were victims under the federal Crime Victims Rights Act.

Federal prosecutors have filed a motion for a rehearing with the Atlanta court of appeals on the grounds that it had improperly characterized the borrowers as victims.

"The filing is notable if for no other reason than that it is the first time nationwide that federal prosecutors have joined forces with a criminal defendant to ask an appellate court to rehear a case in order to take away legally recognized rights of victims," Tannenbaum said Monday. "It is very inconvenient for the government to have victims of a crime at the table with the defendant."

www.flcommunityassociationlaw.com/uploads/file/00172774.pdf

www.heraldtribune.com/article/20090127/ARTICLE/901270335/2055/NEWS

Sarasota Herald Tribune - Banker Rethinks His Plea of Guilty

Sarasota Herald Tribune Continuing Media Series:  Mortgage Fraud and Victim Rights, comments by Alan E. Tannenbaum, Managing Partner, Levin Tannenbaum.

Sarasota attorney Alan Tannenbaum, who represents more than 100 Coast loan customers, convinced the 11th U.S. Circuit Court of Appeals in December that the borrowers were victims under the federal Crime Victims Rights Act.

Sarasota Herald-Tribune: Court Victory for Borrowers

Court Victory for Borrowers:  At stake is $3 million in restitution

 "It was the most favorable decision the victims could have hoped for", Tannenbaum said Friday.

Tannenbaum invoked the Crime Victims' Rights Act on behalf of 104 Coast borrowers.